Secure and hassle-free CTPL insurance that delivers.

Protect yourself from sudden costs—and from shady fixers and insurance providers. As the Top 5 non-life insurer in the country*, Cibeles makes CTPL (Compulsory Third Party Liability) accessible, convenient, and secure.

Real Coverage
Transparent Costs
Fast and easy application and renewal

We value your security and peace of mind. CTPL is a requirement for registering all types of private and commercial vehicles under the Land Transportation Office (LTO). Cibeles CTPL is proudly LTO-approved and fully accredited by the Insurance Commission of the Philippines.

*Cibeles ranks fifth in net worth in 2018 among Philippine non-life insurers, as benchmarked by the Insurance Commission. Read more about it here.

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How it works

Get your authentic CTPL Certificate of Cover (COC) quickly and securely from the comfort and privacy of your home or office. This one-time process will only take 5 minutes—without the extra costs and hassle of lining up at LTO. Just follow these 5 easy steps:

View our easy enrollment guide

Create an account ou can use your email or connect your Google or Facebook account.
Complete your profile Fill in your basic customer details.*
Enroll your vehicle All the info you need can be found in your LTO Certificate of Registration.*
Pay Choose your preferred online or over-the-counter mode of payment.
Print your COC All done! Just download and print your COC. Bring a copy when you register at your local LTO branch.

Get your CTPL today

*This information will be used to auto-fill all necessary LTO application forms needed for your first and succeeding CTPL applications.

Premiums by vehicle type

No hidden charges when you get your CTPL from Cibeles. All premiums are approved by the Insurance Commission.

How do I file a claim?

COVERAGE OF ONE HUNDRED THOUSAND
(PHP 100,000.00)

Vehicle Type	THREE (3) YEARS for brand-new vehicles	ONE (1) YEAR for annual renewals starting at 3 years after purchase
Private Cars Sedan/SUV/Jeep	PHP 1,780.00	PHP 730.40
Commercial Vehicles (Medium) 4-6 Wheelers (less than 3,930 kg)	PHP 1,920.40	PHP 780.40
Commercial Vehicles (Heavy) 10 Wheelers (more than 3,930 kg)	PHP 3,610.40	PHP 1,370.40
Trailers	PHP 890.00	PHP 420.40
Motorcycles and Tricycles	PHP 890.00	PHP 420.40

Get your CTPL today

What our customers say

“It’s the first time I ever bought an insurance policy online. The Cibeles site is so easy and convenient to use! Plus, now I don’t have to worry about my renewals. Why didn’t anybody think of this earlier? Kudos to Cibeles CTPL Online!”

Jerry P.

“I was in a car accident and unfortunately, a pedestrian was hurt. Luckily, the Cibeles claims team was very friendly, patient, and accommodating. They made sure that the injured party was properly taken care of and that my rights were protected. Everything was done in a swift and efficient manner. I’m impressed.”

Richard S.

“Thanks to Cibeles online, I never have to use fixers to do my LTO registration anymore. Yes, they might be convenient, but you never know what you’re getting from them. With Cibeles, I know I’m not being ripped off on costs, and I can trust that my coverage is authentic. Wala pang hassle!”

Louie U.

“Getting my TPL online from Cibeles is so easy, it’s just like buying a plane ticket or booking a hotel online. This is the kind of insurance application we need in this day and age.”

Michael G.

“I was injured in a car accident last year. I’m so glad that the driver was insured by Cibeles. They assisted me well and made sure I was okay. I was so happy I got a Cibeles insurance policy for myself.”

George M.

“This site is so easy to use. I got my COC quickly in minutes, and there was absolutely no problem in LTO when I brought in my printed copy.”

Rey V.

Questions or concerns?

Office Address
6th Floor State Centre Building
333 Juan Luna Street,
Binondo, Manila, Philippines

Telephone Numbers
(+63 2) 8242-1631 to 40
(+63 2) 8242-7866 to 67

Fax Number
(+63 2) 8242-0718

Email
claims@cibeles.com.ph

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